Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
|Auto Loan Early Payoff
|Find out how much interest you can save by increasing your monthly auto loan payment.
|Auto Rebate vs. Low Interest Financing
|Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
|Bi-weekly Payments for an Auto Loan
|This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
|Car Loan Calculator
|Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
|Dealer Financing vs. Credit Union Financing
|Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
|Home Equity Loan vs. Auto loan
|Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
|Lease vs. Buy
|Should you lease your next automobile or finance it? Find out with this calculator!
|Low Interest Financing Savings
|Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
|Find out how many and what price you must sell your product at to make a profit.
|Business Debt Consolidation Calculator
|Should your business consolidate its debt? Use this calculator to find out.
|Business Valuation - Discounted Cash Flow
|This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
|Cash Flow Calculator
|Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
|Commercial Loan Calculator
|Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
|Equipment Buy vs. Lease
|Should you lease your equipment or finance it? Find out with this calculator!
|This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
|Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
|Profit Margin Calculator
|This calculator can help you determine the selling price for your products to achieve a desired profit margin.
|Working Capital Needs
|Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Debt and Credit Cards
|Accelerated Debt Payoff
|Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
|Consolidation Loan Investment Calculator
|Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.
|Use this calculator to see just how expensive paying interest on your debt can be.
|Credit Card Pay Off
|Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
|Home Equity Debt Consolidation
|This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
|Personal Debt Consolidation
|Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
|Student Loan Consolidation and Debt Payoff
|The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
|Comprehensive Life Insurance Analysis
|How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
|Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
|Fixed Annuity Calculator
|A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
|Health Savings Account (HSA) vs. Traditional Health Plan
|Compare an High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) to a traditional health plan.
|Human Life Value
|One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.
|Immediate Annuity Calculator
|Estimate what your monthly payments might be from an immediate annuity.
|Life Insurance Calculator
|Find out how much life insurance you really need!
|Long Term Care Calculator
|Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
|Variable Annuity Calculator
|How can a variable annuity help you save for retirement? Use this calculator to find out.
|Annual Stock Option Grants
|Use this calculator to project how much a series of annual stock option grants could be worth to you.
|Asset Allocation Calculator
|Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
|Compare Investment Fees
|Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
|Future Value Calculator
|Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
|Internal Rate of Return (IRR) Calculator
|Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
|This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
|Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
|This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
|Investment Questionnaire - Broad Portfolio
|The Investment Questionnaire is designed to help you create a balanced portfolio from a broad range of investment classes.
|Investment Questionnaire - Cash, Fixed Income and Equities
|This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
|There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
|Investment Savings and Distributions
|Use this calculator to see how long your investment savings can last once you begin taking distributions.
|Lump Sum Annual Return Calculator
|Use this calculator to determine the annual rate of return of known lump sum starting and ending amount.
|Lump Sum Future Value Calculator
|Use this calculator to determine the future value of a lump sum.
|Lump Sum Present Value Calculator
|Use this calculator to determine the present value of a future lump sum.
|Municipal Bond Tax Equivalent Yield
|Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
|Mutual Fund Expense Calculator
|This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
|Personal Economic Recovery Calculator
|This calculator can help you determine exactly what it might take to return your to your original investment balance.
|Present Value Calculator
|Use this calculator to determine the present value of a known final future value plus a stream of deposits.
|Present Value Goal Calculator
|Use this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits.
|Stock Option Calculator
|Use this calculator to determine the value of your stock options for the next one to twenty five years.
|Taxable vs. Tax Deferred Investments
|This calculator is designed to help compare a normal taxable investment vs. a tax deferred investment.
|Taxable vs. Tax Deferred vs. Tax Free Investment
|This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
|Alternative Payment Frequencies
|Use this calculator to determine your payment or loan amount for different payment frequencies.
|Amortizing Loan Calculator
|Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
|Debt Consolidation Calculator
|Should you consolidate your debt? Use this calculator to find out.
|Enhanced Loan Calculator
|Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.
|Equity Line of Credit Payments
|What will my monthly payments be for an interest only equity line of credit?
|Home Equity Line of Credit Calculator
|How big of a home equity line of credit can you receive? Use this calculator to find out!
|Loan & Credit Line Payment
|This calculator helps determine your loan or credit line payment.
|Loan & Credit Line Tax Savings
|This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
|Loan Comparison Calculator
|Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.
|Loan Prequalification Calculator
|Use this calculator as your first step in determining your ability to qualify for a loan.
|Adjustable Rate Mortgage Calculator
|This calculator helps you to determine what your adjustable mortgage payments will be.
|APR Calculator for Adjustable Rate Mortgages
|Use this calculator to find the APR on your adjustable rate mortgage.
|ARM & Interest Only ARM vs. Fixed Rate Mortgage
|Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
|A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.
|Blended Rate Mortgage Calculator
|This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.
|Fixed Rate Mortgage vs. Interest Only Mortgage
|Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
|Fixed Rate Mortgage vs. LIBOR ARM
|Use this calculator to compare a fixed rate mortgage to a LIBOR ARM.
|Interest Only ARM Calculator
|Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.
|Interest Only Mortgage Calculator
|Use this calculator to generate an amortization schedule for an interest only mortgage.
|Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.
|Mortgage APR Calculator
|Use this calculator to find the APR on your mortgage.
|Mortgage Comparison: 15 Years vs. 30 Years
|Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
|Mortgage Debt Consolidation
|This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
|Mortgage Loan Calculator (PITI)
|Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
|Save thousands of dollars in interest by increasing your monthly mortgage payment.
|Mortgage Points Calculator
|Should you buy points? Use this calculator to find out.
|Can you buy your dream home? Find out just how much you can afford!
|Mortgage Refinance Break Even
|Should you refinance your mortgage? Use this calculator to determine when you will break even.
|Mortgage Required Income
|Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
|Mortgage Tax Savings Calculator
|Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
|Option ARM vs. Fixed Rate Mortgage
|Use this calculator see how a minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.
|Refinance Interest Savings
|Use this calculator to see how much interest you can save by refinancing your mortgage!
|Rent vs. Buy
|Are you better off buying your home, or should you continue to rent?
|Basic Financial Calculator
|This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
|Balance your checkbook with this quick and easy calculator.
|How is your credit? Use this calculator for a quick assessment!
|Home Budget Analysis
|Analyze your budget, see where your money goes and find out where you can improve!
|This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
|Should my spouse work?
|This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
|This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
|A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
|401(k) Savings with Profit Sharing
|Use this calculator to how a 401(k) with profit sharing plan can help you save for retirement..
|401(k) Spend It or Save It Calculator
|There are several ways to manage your 401(k) when you leave an employer. Making the wrong decision can cost you thousands of dollars both in taxes and lost earnings.
|403(b) Savings Calculator
|If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.
|457 Plan Withdrawal
|Use this calculator to see what your net 457 plan withdrawal would be after taxes are taken into account.
|457 Savings Calculator
|A 457 plan can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
|Company Stock Distribution Analysis Calculator
|If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
|How Important is Social Security?
|Use this calculator to determine how losing this important retirement asset could affect you.
|How long will my retirement savings last?
|Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
|Individual 401(k) Contribution Comparison
|Use this calculator to determine your maximum Individual 401(k) contribution as compared to three other possible plan options.
|Individual 401(k) Savings Calculator
|Use this calculator to see the benefits of an Individual 401(k) for the self-employed.
|Pension Plan Retirement Options
|Use this calculator to help decide between joint survivorship and single survivorship pension options.
|Retirement Account Contribution Accelerator
|Use this calculator to see how increasing your contributions to qualified retirement plan help save for your retirement.
|Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
|Retirement Nestegg Calculator
|Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nestegg should be.
|Retirement Pension Planner
|Plan your retirement with a company pension, find out if you are on track - and learn how to stay there.
|Quickly determine if your retirement plan is on track - and learn how to keep it there.
|Retirement Planner with Retirement Earnings
|Plan your retirement with pension and possible retirement employment income. Find out if you are on track - and learn how to stay there.
|Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
|RMD & Stretch IRA Calculator
|Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
|Roth 401(k) vs. Traditional 401(k)
|Use this calculator to determine which 401(k) contribution type might be right for you.
|Roth IRA Calculator
|Use this calculator to compare the Roth IRA to an ordinary taxable investment.
|Roth IRA Conversion
|This calculator will show the advantage, if any, of converting your IRA to a Roth.
|Roth IRA Conversion with Distributions
|Use this calculator to help determine how you can stretch out your retirement plan distributions for as long as possible.
|Roth IRA vs. Traditional IRA
|Use this calculator to determine which IRA may be right for you.
|Should you Borrow From a 401(k) or 403(b)?
|The majority of 401(k) plans and a growing number of 403(b) plans let you borrow money from your account. Use this calculator to help you determine if you should borrow, and the potential impact on your retirement savings.
|Social Security Benefits
|Use this calculator to estimate your Social Security benefits.
|Traditional IRA Calculator
|How can contributing to a regular IRA help you in your retirement?
|Benefit of Spending Less
|Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
|CD Ladder Calculator
|Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
|Certificate of Deposit Calculator
|Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
|Compound Savings Calculator
|Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
|Compounding and Your Return
|This calculator demonstrates how compounding can affect your savings.
|Home Buyer Savings Calculator
|Use this tool to help you calculate what it might take to save for your new house.
|What will it take to reach your savings goal? This financial calculator helps you find out.
|1040 Tax Calculator
|Enter your filing status, income, deductions and credits and we will estimate your total tax. Based on your projected withholdings for the year, we can also estimate your tax refund or amount you may owe the IRS next April.
|Earned Income Credit (EIC) Calculator
|Use this calculator to determine if you qualify for the Earned Income Credit and if so, how much it might be worth.
|Estate Tax Planning
|Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.
|Flexible Spending Account (FSA) Calculator
|Use this calculator to see how participating in Flexible Spending Account (FSA) contributions can help you pay less tax, and increase your net take home pay.
|Hourly Paycheck Calculator
|Use this calculator to help you determine your paycheck for hourly wages.
|Marginal Tax Rate Calculator
|Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
|Net to Gross Paycheck Calculator
|Determine the gross paycheck needed to provide a required net amount.
|Payroll Deductions Calculator
|Use this calculator to help you determine the impact of changing your payroll deductions.
|Self-Employment Tax Calculator
|If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes for tax year 2019.
|U.S. 1040EZ Tax Form Calculator
|Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.